Arizona residents are in luck. Their life insurance options go for miles and miles. You can check this out if you include other states in your search for the lowest-priced, highest-rated life insurance policy. If you feel strongly about keeping your underwriting life insurance company close to home, there ARE some Arizona life insurance options, such as Phoenix Life Insurance.
Table of Contents:
How Life Insurance Was Back Then
In the old days, you needed your life insurance company to be close to home, so you could guarantee two things:
1) They are legitimate
2) Easier access for a conversation, if there was a problem
Choosing the best and most reputable local company was crucial, back then. Many people were running life insurance scams, by throwing fake company information on the wall, meeting with you, and walking out the door with a check. Unfortunately, there is still some degree of this happening today. Often times with individuals who are not licensed or in any way legitimate. Perhaps, even taking people’s savings. It’s terrible. And this is another reason to choose your Arizona life insurance agent, by selecting a reputable and well-established agency and being assigned an agent from the source.
How Life Insurance Is Today
Fortunately, today, there is tremendous accountability for not only life insurance providers but also for life insurance agencies. There are both state AND federal laws protecting YOU as the insured. Making sure everything is up to snuff, including heavy penalties and lots of oversight. As long as your agent works with an established agency, they HAVE to be licensed with state and federal oversight. Also, insurance companies are watched like hawks. Government checks to make sure they meet minimum requirements and their policy benefits and costs etc. fall within acceptable ranges.
Therefore, today, there is little advantage of having your life insurance company or agency reside in your neighborhood. You simply need a company that you can easily get on the phone. One that will help you modify your policy as you see fit and will pay your loved ones upon your death in a timely fashion. The way you control these factors is by selecting a life insurance company with an A rating, and selecting your agency, based on testimonials and the amount of time they’ve been in the business.
Shopping For The Best Life Insurance Rate
When Arizona residents shop for life insurance, looking at prices from Arizona, as well as other highly rated insurance companies outside their state, is key. All companies should be A-rated. However, a few things should be assessed:
- What is the best price?
- Which companies have the best reputation? (Based on reviews, not based on how funny their commercials are)
- Who are the highest-rated life insurance companies?
- Which companies BEST accomplish your life insurance goals?
How To Speed Up The Shopping
Shopping so many of these MANY options can take a very LONG time and a LOT of effort on your part if you do it the old fashioned way by meeting in person with a ton of life insurance agents. You can certainly still do that. Agents will be eager to schedule an appointment with you, and do their level best to “sell you”. At Protect With Insurance, we are eager to help you, but not eager to sell you. This is why make the quotes easy for you to get by yourself. This changes the status quo, so we can help you set up your life insurance when you are read
FREE INSTANT QUOTES
The beautiful thing about the instant and FREE quotes on our website—it does all the shopping for you.
Based on your age and the coverage you want, the software will shop your options and sort out the lowest price companies for you to compare and choose from. The choice is up to YOU. Searching the Protect With Insurance site for life insurance companies will get you highly rated ones, such as Mutual of Omaha, Americo and Transamerica. These are life insurance companies that dominate the industry because they offer the best prices and really treat people, well.
If you have any life insurance questions we can help you with, please reach out to us. We would love to help.
Call now 928.323.0933 or start a chat.