Best 2020 Complete Guide To a $10,000 Whole Life Insurance Policy

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Best 2020 Complete Guide To A $10,000 Whole Life Insurance Policy

Protects With Insurance is dedicated to getting our clients the best Whole Life Insurance policy options on the market. We are a life insurance brokerage firm dedicated to meet the needs of our clients. If you want a $10,000 Whole Life insurance policy we will dedicate ourselves to making sure you get the best insurance coverage for the best price. We are a life insurance brokerage firm.

 

$10,000 Whole Life Insurance Policy PRICES!

Here are some of the best Whole Life Insurance prices, as of the time this article is written. Please understand, the insurance companies may change their prices at any time, and whatever THEIR current and up to date prices are, those are the prices we will need to choose from.

 

Ages 50-60   $10,000 Whole Life Insurance Policy

Now to the good stuff! The following are monthly premiums/rates for ages 50-60 and coverage for $10,000 in whole life insurance policies.

*Most, but not all like insurance companies consider anything with nicotine, as well as *smoked* marijuana to fall within the tobacco category.

*Prices can vary, depending upon your state and health condition

*Prices are monthly.

Age Male (no tobacco) Male (tobacco) Female (no tobacco) Female (tobacco)
50 $30.68 $38.27 $24.31 $31.54
51 $31.44 $39.47 $25.07 $32.97
52 $32.08 $40.77 $25.82 $34.08
53 $32.73 $44.21 $26.44 $35.40
54 $34.24 $45.87 $27.08 $36.67
55 $35.95 $47.78 $27.71 $38.62
56 $37.40 $49.96 $28.59 $39.76
57 $39.23 $52.20 $29.73 $41.25
58 $40.50 $54.87 $30.25 $42.60
59 $42.10 $56.23 $31.63 $44.21
60 $43.76 $59.64 $32.87 $45.19

 

Ages 61-70   $10,000 Whole Life Insurance Policy

The following are monthly premiums/rates for ages 61-70 and coverage for $10,000 in whole life insurance policies.

*Most, but not all like insurance companies consider anything with nicotine, as well as *smoked* marijuana to fall within the tobacco category.

*Prices can vary, depending upon your state and health condition

*Prices are monthly.

Age Male (no tobacco) Male (tobacco) Female (no tobacco) Female (tobacco)
61 $46.41 $63.28 $34.51 $47.48
62 $49.90 $68.78 $36.75 $50.12
63 $52.16 $73.27 $39.12 $53.60
64 $55.87 $78.87 $41.68 $56.97
65 $58.12 $83.26 $43.99 $60.12
66 $62.60 $88.75 $46.25 $63.47
67 $65.89 $92.79 $48.53 $66.98
68 $68.63 $98.50 $50.12 $69.18
69 $71.77 $102.68 $52.01 $71.12
70 $74.61 $107.36 $53.24 $74.48

 

Ages 71-80   $10,000 Whole Life Insurance Policy

The following are monthly premiums/rates for ages 71-80 and coverage for $10,000 in whole life insurance policies.

*Most, but not all like insurance companies consider anything with nicotine, as well as *smoked* marijuana to fall within the tobacco category.

*Prices can vary, depending upon your state and health condition

*Prices are monthly.

Age Male (no tobacco) Male (tobacco) Female (no tobacco) Female (tobacco)
71 $78.81 $115.01 $56.20 $79.02
72 $85.99 $126.40 $61.45 $86.12
73 $93.70 $137.76 $66.75 $93.23
74 $101.53 $149.10 $72.00 $100.67
75 $109.10 $161.47 $77.12 $107.98
76 $116.75 $172.78 $82.36 $114.99
77 $123.82 $184.12 $86.67 $122.50
78 $131.10 $195.69 $91.13 $127.89
79 $135.12 $200.05 $95.86 $130.35
80 $139.73 $206.27 $98.43 $135.14

 

Ages 81-85 $10,000 Whole Life Insurance Policy

The following are monthly premiums/rates for ages 81-85 and coverage for $10,000 in whole life insurance policies.

*Most, but not all like insurance companies consider anything with nicotine, as well as *smoked* marijuana to fall within the tobacco category.

*Prices can vary, depending upon your state and health condition

*Prices are monthly.

Age Male (no tobacco) Male (tobacco) Female (no tobacco) Female (tobacco)
81 $149.95 $218.82 $106.21 $147.04
82 $163.12 $240.15 $116.00 $162.12
83 $177.37 $262.88 $125.23 $178.47
84 $182.45 $275.12 $130.18 $185.80
85 $192.74 $282.94 $135.90 $192.35

Children’s Whole Life Prices – Ages 0-17

Children’s whole life is very inexpensive, and provides permanent/whole life insurance at a locked lifetime rate, to children under 18. These policies are so inexpensive, that we are providing quotes, here, for up to $50,000. These figures average the age ranges, to give a close approximation of Children’s whole life insurance price.

*Prices can vary, depending upon your state.

*Prices are monthly.

Ages $30,000 $40,000 $50,000
0-4 $10 $13 $16
5-9 $12.40 $16.20 $20
10-13 $14.50 $19 $23.50
14-17 $18.70 $24.60 $30.50

What We Do

Whole Life InsuranceWe asses your health and medical risk factors, such as your age and if you smoke or ever smoked. We also consider your existing negative health conditions because these conditions affect the amount you would pay as premium. We weigh all of the above noted conditions and find the best life insurance company that fits your need, in this case a $10,000 Whole Life Insurance Policy.

Corona Virus Impact On Life insurance Prices

Peace of mind with life insuranceBecause of the KOVID-19 Coronavirus pandemic life insurance rates are increasing. Prices are going up. Prices can’t be guaranteed.

There are so many deaths due to the virus the risk to life insurance companies is increasing. Many  companies are raising their rates. As your life insurance broker, Protects With Insurance will simply work even harder for you during this crisis. We will shop every A-Rated insurance company we contract with until we achieve our goal, which is to get you that $10,000 Whole Life Insurance Policy.

A-Rated life insurance companies have the highest customer service ratings and financial stability.  One such company is Mutual of Omaha, known for it’s exemplary customer service and great prices. Mutual of Omaha and many other high-caliber insurance companies are part of the universe of life insurance companies we deal with every day. We will consider them all in getting you your $10,000 Whole Life Insurance Policy.

Whole Life Insurance Never Expires

seniors in fall

Whole Life Policy rates are locked until death. The deal you work out with your life insurance company remains intact until death. They never expire, as long as you continue to pay your premium. In the end, your beneficiaries collect the full $10,000 agreed upon in the policy as long as your premium payments are current at the time of death.

 

Protecting Our Clients

Be aware of insurance scamsAnother responsibility we have is to protect our clients from agents and insurance companies who tack on needless costs to your policy so they could make a higher commission. We ensure, as your broker, that you are partnered with only the best Life Insurance agents and A-Rated companies out there.

Life Insurance company ratings consider financial solvency as well as customer service and the factors. A-Rated companies lead the pack. They’re not going to go bankrupt. They are heavily insured against bankruptcy and have extra protection from their home state.

Can One Get An Whole Life Insurance Policy if They Are Using Medical Marijuana?

Medical marijuana users can still get life insuranceIf you are looking for a $10,000 Whole Life Insurance Policy but you take Medical Marijuana for a specified medical condition. Does this negatively impact your chances of getting the policy?

We will help you with that. Share the details of your prescription and the manner of ingestion and we will go out there and get you a great deal. We can still save you money.

We even have a program to help cigarette smokers achieve non-smoker status and rates. That alone could shave 3o percent off your costs.

That’s our goal. We want to save you money and put you into a quality policy that’s dependable and just right for you.

If you want more information, please email us at chad@protectwithinsurance.com and let us help you answer all your questions.

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Protect With Insurance

989 S Main St Ste A-293

Cottonwood, AZ 86326

Chad McMahan

Chad McMahan

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