Blog Resources

Know More About Your Health Rating

How Do Health Ratings Impact Life Insurance Prices? How does your health rating define your life insurance policy? The state of your health is very important in determining the type and the amount of coverage you can get. If you’re looking to get a Term policy, you will need a higher rating.  The measure for […]
Read More

Life Insurance Based on Health

  Life Insurance Options Depending on Health Your health insurance options depend on if you’re incredibly healthy or have major health problems. If you’re incredibly healthy and don’t rely on prescription medicines, then you’re going to get a reduced rate term.  Nowadays, diabetes is considered a common health problem. So even if you are taking metformin […]
Read More

Living Benefits with Term Policy

The Living Benefits rider is a benefit you definitely want to take a look at. Living Benefits offers a death benefit rider that allows a portion of your policy’s death benefit directly to you in the event of a terminal illness, confinement to a nursing home or an organ transplant. Living benefits are those insurance benefits […]
Read More

How Do I Know If I Will Qualify for Life Insurance?

How do you know if you qualify for life insurance, especially, Whole Life Insurance? As long as you are 80 years old or younger, you are eligible for a Guaranteed Life Insurance Policy of some sort. You will be covered by a Life Insurance Policy, regardless of which city you live in. However, if you have a health condition, then the policy […]
Read More

Understanding Accidental Death Life Insurance with Return of Premium

  What is Accidental Insurance? Accidental Life Insurance insinuates there is a death by an accident. Insurers define an“accident”  as an unfortunate incident that happens unexpectedly and unintentionally resulting in damage or injury. Accidental Means involves acts that caused damage or harm, but which were themselves accidental. Both the injury and the event have to be […]
Read More