Blog Resources

Living Benefits with Term Policy

The Living Benefits rider is a benefit you definitely want to take a look at. Living Benefits offers a death benefit rider that allows a portion of your policy’s death benefit directly to you in the event of a terminal illness, confinement to a nursing home or an organ transplant. Living benefits are those insurance benefits […]
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How Do I Know If I Will Qualify for Life Insurance?

How do you know if you qualify for life insurance, especially, Whole Life Insurance? As long as you are 80 years old or younger, you are eligible for a Guaranteed Life Insurance Policy of some sort. You will be covered by a Life Insurance Policy, regardless of which city you live in. However, if you have a health condition, then the policy […]
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Understanding Accidental Death Life Insurance with Return of Premium

  What is Accidental Insurance? Accidental Life Insurance insinuates there is a death by an accident. Insurers define an“accident”  as an unfortunate incident that happens unexpectedly and unintentionally resulting in damage or injury. Accidental Means involves acts that caused damage or harm, but which were themselves accidental. Both the injury and the event have to be […]
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Understanding Term Life Insurance

Understanding Term Life Insurance Term Life Insurance is exactly what it sounds like. It’s a life insurance policy at a fixed rate of cost for a limited period of time, or “term”. Once this term ends, the policyholder may have the option to renew it for another term, convert the life insurance policy to permanent coverage (whole life insurance) or simply […]
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What Is Guaranteed Life Insurance?

What is Guaranteed Issue Life Insurance? Guaranteed Issue Life Insurance is a type of Whole Life Insurance policy that does not require you to answer any health questions, take a medical exam or allow an insurance company to review inspect your medical and prescription records.  Affordable Guaranteed Life Insurance in Prescott is for people with extensive health […]
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