Uncategorized

What is Final Expense Life Insurance Policy?

 What is Final Expense Life Insurance?  What is Final Expense Life Insurance? Final Expense Life Insurance means a policy that covers the bills that your loved ones will face after your death. Most likely these costs will include medical bills and funeral expenses. It is also known as burial insurance. It’s essentially a type of whole […]
Read More

Term Life Insurance with Return of Premium

What is Term Life Insurance? Term life insurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time. It has a specific expiration date generally in 10, 20 and 30-year increments.  Normally that would be the end of the policy. But savvy insurance buyers will opt for […]
Read More

What is Arizona Life Insurance?

Policies that are Arizona whole life, final expense life insurance policies and accidental death policies are considered to be life insurance by most people.  These are policies that pay out upon death, which is essentially what life insurance is.  A life insurance policy covers against death. A way to protect your family is to have an […]
Read More

How Much Life Insurance Do You Need?

How Much Life Insurance? A question many of our clients asks is how much life insurance do they need? This depends on what the policy is going to be used for. Do they need a final expense policy or a whole life policy, term life insurance, accidental death or burial insurance? One can even buy a […]
Read More

At What Age Should You Buy Life Insurance?

Buy Life Insurance Early The earlier you get it, the less life insurance is going to cost you. The level of life insurance coverage depends on the kind of policy you wish to get, how much coverage you should get; and a number of other factors, including your age and state of health. These are the […]
Read More

Do You Pay Taxes on Life Insurance?

In general, you do not have to pay taxes on your life insurance payout. You don’t have to report it to the IRS either. There are certain kinds of policies that generate gains and pay out  after your death and for which taxes have to be paid. The gains are collected and then yes, you […]
Read More

Do I Need Life Insurance?

Not everyone needs life insurance depending on how financially secure you are and if you have set yourself up comfortably for later on in life and if you are leaving a substantial inheritance for your survivors after you pass. Article Quick Guide Do I need life insurance? Probate Life Insurance is Tax Free! The Burden […]
Read More

What Are The Benefits of Life Insurance?

The Benefits of Life Insurance The number one reason why people get life insurance is for the death benefit. That’s the most important reason but not the only reason. If you die while you have coverage your beneficiary, your family, receives a lump sum amount from the insurance company. It could be anything from $3,000 […]
Read More

Looking for Life Insurance Quotes online?

Are you Looking for Life Insurance Quotes Online?    Just like anything on the internet you have to be cautious because quoting online insurance can be a slippery slope and a tricky business. And here’s why. When you look online for life insurance quotes, either they’re going to be highly inaccurate or it’s not going […]
Read More