There are a lot of life insurance companies in the Phoenix area. We’ve got a big population in Phoenix, and it’s important that you understand that the life insurance companies that are camped out in the Phoenix area, they are generally not the big, heavy hitter life insurance companies that have the highest ratings and the best prices.
Now, I know a lot of people, myself included, a lot of times, want to go with a small company that’s local, but you need to understand, you can certainly do that, but you’re going to be paying more if you want to take that route. so generally the best way to go is to find an independent life insurance broker.
That has access to not only the local companies, but also the larger a plus rated life insurance companies that are throughout the country. And the reason why that’s so important is because at least that way you get the choice on price. That way if you, if you want to pay 50% more in costs to a local small company.
That’s a rated or possibly be rated, which is not a good thing. You have the choice to do that if you ought to pay more than you can do that, but at least you can see them next to each other. The pricing of a company, a fantastic company like mutual of Omaha or American amicable and a whole slew of other companies that are the highest rating slot and offer the best pricing and have the best customer service, so you can see those next to each other and you can see a lower cost that comes from those larger companies because they’re well established, they’re financially solvent, and they’re here for you and they can take you under their wing. So that being said, Phoenix life insurance companies, there are some really great one, but great ones.
But I highly recommend more go in the direction of a Phoenix life insurance independent broker. Um. And that way you’re all squared away. Now, you can always contact us, of course. but if you don’t contact us, contact somebody. Find an independent broker, not a captive agent. Someone that has access to a lot of companies, someone that has excellent ratings.
You know, a company that has strong testimonials that, that they have a track record, that they can take care of you and they really know their stuff. that’s what you’re going to want. So I hope this has been helpful as far as general info about Phoenix life insurance companies, if you want to reach out to me about specifically what are the Phoenix life insurance companies, the local, smaller companies, maybe you don’t care if they have an a rating or not.
you know, financial solvency may not be as important to you. You just want it to be a small local company. Reach out to me. I’ll be happy to give you the list. Anything I can do for you. Take care.