Owning Life Insurance is one of the best ways to protect our loved ones. That is why a recent study showed that over 82% of Americans agree that they absolutely NEED life insurance. However, only 50% of Americans actually have life insurance.
Ironic as is it sounds, it is because – life happens. Many of us believe that “we aren’t going to die anytime soon”. And while we would all love for that to be true it simply isn’t reality. We are all going to die someday, and we don’t know when. Some of us have already had a near death experience or know someone that passed away, far too soon and unexpectedly.
Knowing About life Insurance
People ask, ‘What are you locked into with a life insurance policy?’
A lot of times, clients are concerned about making the first payment. They usually submit an application out of concern of what’s to come after that.
The deal is that as long as you continue to make payments, life insurance continues to be on the hook for the coverage. When you continue to make your payments on time, the life insurance company continues to be responsible and liable for your coverage amount.
The worse possible outcome is when parents have kids or other dependants and no life insurance protection. Too many times we have seen a spouse pass away and the family loses their home and other financial security, in addition to mourning, which seems to make decision making impossible, for even the most strong-minded.
Many of our clients are seniors living on a fixed income. They often say, they cannot afford life insurance and our response is always the same – you can’t afford NOT to have life insurance in Arizona. With life insurance, you leverage the insurance companies to pay these tedious expenses for you. If you cannot budget $50 per month for life insurance now, imagine what it will be like when something happens. With medical costs, funeral costs and the mortgage payments it would be financially and emotionally devastating, to be uninsured.
Don’t put this burden on your spouse and family.
Be proactive, not reactive when it comes to getting life insurance. We can create a life insurance plan for any budget. If you tell us your budget is $300 per month, we will show you your options. If your budget is $50 per month we will create a custom plan for you that costs no more than $50 per month.
Every day you wait, the cost to get life insurance increases. Everytime you visit the doctor and they put you on another prescription or gain another medical diagnosis, your life insurance cost goes up. Lock in your life insurance rate, today.
Give us a call to know to learn more about life insurance.
If you are looking for more information on affordable Life Insurance please don’t hesitate to contact us. Use the links below or call us directly at: (928) 323-0933.