How do you find a life insurance agency?
That’s easy. Google the question and you will find many agencies near you that you can go to to get a life insurance policy. You can look online on any search engine you want. You can search in your city and your state and look for a life insurance agency and pull it up.
There are agencies all across the country but the physical location of the agency doesn’t really matter very much. What matters is the rating of the life insurance company that the agency is going to use to protect you and your family.
What Really Matters
Ratings are what really matter. The agency location is truly less important. It’s foolish to be looking for an agency just based on location when what counts most in the end is finding an insurance company that is highly rated and can meet your needs.
Understand that the quality of the service that you’re going to get and the cost of your prices are going to be negatively impacted when working with a less than A-minus insurance company as some agencies would want you signed up with. So you want to be careful with that. Again, what’s most important is the insurance company; the insurance carrier. Not the agency!
You want to make sure that you’re going to be with a solid life insurance company so that your term life insurance is going to be there and pay your heirs at the time of your death. Working with A-Rated companies provides an assurance that they will.
You want the best program possible, the lowest possible pricing and the highest possible rating. You can look online for an agency if you wish but you want to make sure that the agency works only with the highest rated insurance companies.
Physical Location Does Not Matter
You can look for the best life insurance company or a term life insurance agency but get rid of the “near me part.”
When you to do, the best three or four will pop up near the top. If you’ve had referrals, then go with your referrals and start there. That’s always a winner, but you want to look at the reviews of the agency that you’re going to be working with.
A very important question to consider is if the agency is independent. Are they what’s called a captive agency or are they independent? Independent means that they can serve more companies and get you more choices, better prices and more product options. That’s really important. If you want to get your price down as low as possible and make sure you’re with a solid, reputable, highly rated life insurance company, then you need an independent brokerage, an independent agency to take care of you.
Protect With Insurance: Independent Working For You
That’s why we at Protect With Insurance opted on the independent side. We could have easily been a captive agency. We decided to go independent so that we can pull a whole selection of these AA rated companies and shop for you.
Our mission is to get you the highest rated insurance companies and the best policies for the best prices.
We can provide quotes for clients, by text, email or phone. We get you the information you need. It takes about three to five minutes, and then we spend a half an hour to two hours and we’ll shop this list of A-Rated companies. And then we get back with you and let you know what we come up with. And that’s how you save money in this business.
We hope this has been helpful. We want to keep it to the point.
If there’s anything else that we can provide for you, if you have other questions, Just email them to us.
Call us, let us know what you’d like to see a video on. We’ll be happy to help. Alright. Stay safe out there.