Permanent Whole Life Insurance

Permanent Whole Life Insurance is just as it sounds. It lasts your whole life and will never expire or change.

Whole Life Insurance is typically $10,000 – $40,000 for ages 55 – 90.

Let’s take a look at why over 83% of people with life insurance choose a Permanent Whole Life policy.

It is an excellent financial solution the pay the following:

1.) Medical bills

2.) Mortgage payments

3.) Funeral expenses, such as burial insurance

4.) Financial gift

5.) Misc bills/expenses

Example Permanent Whole Life Program:
Living Promise
 
Program Highlights:
  • 100% full death AND Terminal coverage
  • NEVER increases in cost or reduces coverage
  • NO waiting period or medical exam
  • Builds cash value & 100% tax-free
  • Mutual of Omaha is an *A* Rated carrier.
  • **DOUBLE indemnity** Pays 200% if death is within the accidental category



Want a Life Insurance quote, without the hassle of a phone call?

          1. Text “permanent life quote” to (928) 267-6058
          2. Easily provide info from your mobile device
          3. Get your quote!
  1. Text “permanent life quote” to (928) 267-6058
  2. Easily provide info from your mobile device
  3. Get your quote!

It’s important to understand the differences between Whole Life Insurance and Term Life Insurance. As you can see above, Term Life lasts 10 – 30 years.

Whole life, on the other hand, lasts your entire life. It never expires and the price never changes. It accumulates cash value that you can use as a “loan” to yourself.

Example: Cost of $25,000 Whole Life Insurance

Please note that these rates are only examples for informational use only. For your exact quote, TEXT or call us at (928) 323-0933

Above, you can see the estimated cost for a $25,000 whole life policy in Arizona. This is based on average health. However, if you have health concerns such as cancer, COPD or Alzheimers, and you are ages 50-80, you can still get guaranteed issue whole life insurance.  This means, no matter what your health is, you are guaranteed to get approved.

For all guaranteed issue programs, if you pass away within the first two years, the insurance company will refund all the money you paid into the policy to your beneficiary plus 10% interest. Once you survive 2 years, your policy is exactly the same as any other whole life insurance policy.

Example: Cost of Guaranteed Issue $15,000 Whole Life Insurance

As you can see, the Guaranteed Issue Policy costs more. That is because the insurance company is taking on greater risk.

Contact us to see which policy you qualify for.